Calculate Vehicle Payments That Work For You!
How do I know what to put as my rate?
Click the sections below to see an estimated APR based on your FICO credit score.
EXCELLENT (800+ fico sCORE)
VERY GOOD (740-799 FICO SCORE)
gOOD (670-739 fico sCORE)
fAIR (580-669 FICO SCORE)
cHALLENGED ( < 580 FICO SCORE)
Budgeting tip: Most lenders won't finance more than 7x your income.
Example: if you make $3500 per month try not to finance more than $24500.
Calculator tip: Don't forget to add in sales tax to the purchase price for a more accurate calculation. Sales Tax in the state of texas is 6.25% of the purchase price.
Example: If you're purchasing a $25,000 dollar truck you will need to finance an extra $1562.50 to pay for sales tax. ( Purchase price X 0.0625 )